Compliance Regulatory Statement (CRS)
This Compliance Regulatory Statement is structured in accordance with SEC EDGAR filing requirements and Regulation S-K disclosure framework. It is maintained as a standalone document for review by the U.S. Securities and Exchange Commission (SEC) and authorized regulatory personnel. This statement affirms that Keshia Services Inc is the agent company for Keshia Services (the service provider), operating inside of the Keshia Services Financial Systems network — a performing services registry that does not engage in market trading activities.
Executive Summary
Keshia Services Inc is the agent company for Keshia Services, which provides the service. Keshia Services Inc operates inside of the Keshia Services Financial Systems network — a performing services registry entity organized to provide structured financial documentation, credit issuance brokerage, appropriations management, remittance processing, network issuance, and energy transport services. Keshia Services is classified as a performing services provider under IRC §7701(a)(26) and does not engage in the purchase, sale, or brokerage of securities, equities, options, derivatives, or any market-traded financial instruments.
The Company offers two primary credit offerings: the Public Credit Offering, available to the general public with a 90-day free trial and $9.99/month membership fee, and the Educational Trust Offering, a non-voting trust structure for educational funding with a $50.00/month membership fee. Both offerings utilize a tier-based deposit structure (Drafts 1–3) securing credit draft limits ranging from $2,500 to $12,500, with a maximum of 3 credit drafts per 7-day rolling cycle.
This Compliance Regulatory Statement ("CRS") is structured in accordance with SEC EDGAR filing requirements and the Regulation S-K disclosure framework (Items 101, 102, 103, 105). It is accompanied by a Private Placement Offering (PPO) memorandum submitted for SEC review, and includes an illustrative example of trust proceeds demonstrating the flow of credit drafts through the registry.
Complete Services Catalog
Keshia Services Inc operates as a performing services registry providing structured financial documentation, credit brokerage, appropriations management, remittance processing, network issuance, and energy transport services. All services constitute performance-based registry operations executed under applicable federal regulatory standards.
IPv6 /56 network allocation, tracking, and protection monitoring for students, operators, and internal services. Includes indemnity bond coverage and subnet participation shares.
- IPv6 /56 allocation
- IPv4 address assignment
- Protection status monitoring
- Indemnity bond ($10K/student)
- Participation shares
- Operator billing ($500 + $100/64-block)
Draft-based credit issuance with deposit-secured credit draft limits. Public Credit and Educational Trust offerings available to qualified recipients.
- Public Credit offering
- Educational Trust offering
- Draft 1–3 deposit structure
- Weekly draft limits (max 3)
- Visa Developer verification
- Audit tracking ID
Budgetary, proprietary, and unavailable account deployments with port-based deployment infrastructure and shareable deployment references.
- Budgetary / Proprietary / Unavailable accounts
- Port 2222 & 3306 deployments
- Appropriated amount tracking
- Share link generation
- Assignment management
- Audit trail
Programmatic, Congressional Directed Spending (CDS), report language, and bill language submission with full organizational documentation.
- Programmatic requests
- CDS submissions
- Report & bill language
- Agency/account targeting
- Problem & project statements
- Justification narratives
Structured receipt documentation with category classification, payment method tracking, and image upload for audit-compliant expense records.
- 11 expense categories
- Subtotal/tax/total tracking
- Receipt image upload
- Budget association linking
- Processing status pipeline
- Audit tracking ID
US-registered company remittance rolodex with bill of exchange delivery via UPS private delivery service and full tracking audit trails.
- Company registration & EIN
- Bill of exchange tracking
- UPS delivery confirmation
- Payment terms (Net 15/30/60)
- Delivery status pipeline
- Legal citation references
Real-time pipeline tracking for child care provider and housing appropriation applications with stage-based status monitoring.
- Child care provider applications
- Housing appropriation requests
- Pipeline stage tracking
- Budget ID linking
- Status: pending → review → approved
- Tracking ID assignment
Keshia Services Inc IPv6 Transport — protects, communicates, and transfers energy among subnets with live monitoring and regeneration.
- IPv6 subnet energy mesh
- Live transfer rate monitoring
- Energy regeneration & reuse
- Virtual Power Plant compliance
- UL 1547 / UL 1741 standards
- B2B membership network
IRS Publication 551 (Basis of Assets) training and property exchange compliance guidance with interactive training modules.
- IRS Pub. 551 training
- Cost basis & adjusted basis rules
- Like-kind exchanges (§1031)
- Gifts, inheritance & stepped-up basis
- Interactive checklist
- Regulatory compliance guidance
Public Credit Offering
The Public Credit Offering provides members of the general public with access to a deposit-secured credit line managed through the Keshia Services Inc registry. The following 60-month financial model projects fund growth from a $10M seed investment at a 5.25% daily-compounding TRate, reaching a projected Month 60 fund balance of $155.2M with 87,500 total customers and break-even at Month 16. No securities or market-traded instruments are issued — the credit represents a performance-based registry service.
60-Month Fund Balance Growth
Revenue vs. Expenses (Key Milestones)
- Total Revenue
- Total Expenses
Model Assumptions
Annual Summary — Year 1 through Year 5
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | 5-Yr Total |
|---|---|---|---|---|---|---|
| Membership Revenue | $78K | $313K | $697K | $1.32M | $2.40M | $4.80M |
| Float Income | $529K | $685K | $1.32M | $2.90M | $6.06M | $11.49M |
| Utilization Fee | $19K | $84K | $210K | $414K | $711K | $1.44M |
| Mkt Conv Gain | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Revenue | $627K | $1.08M | $2.22M | $4.64M | $9.17M | $17.74M |
| Net Income | $-290K | $-250K | $50K | $1.85M | $5.30M | $6.61M |
TRate Scenario Analysis — 60-Month Impact
| Metric | 4.00% | 5.25% ★ | 6.50% |
|---|---|---|---|
| Year 5 Fund Balance | $152,482,390 | $155,215,861 | $158,044,828 |
| Cumulative 60-Mo Revenue | $17,018,720 | $19,900,818 | $22,881,560 |
| Cumulative 60-Mo Net Income | $11,901,213 | $14,765,086 | $17,727,025 |
- 60-Mo Revenue
- 60-Mo Net Income
Draft Structure & Deposit Schedule
Entry-level public credit with foundational deposit and standard credit draft limit.
Mid-draft public credit with increased deposit securing a higher credit draft limit.
Premium public credit with maximum deposit and highest available credit draft limit.
No membership fee charged during the 90-day free trial. Membership fee of $9.99/month commences upon trial expiration.
Maximum of 3 credit drafts per 7-day rolling cycle. Draft counter resets weekly from the week_start_date timestamp.
Offering Terms & Protections
Educational Trust Offering
The Educational Trust Offering provides a non-voting trust structure for educational funding and development. Beneficiaries receive deposit-secured credit access managed through the Keshia Services Inc registry, with proceeds dedicated to educational purposes including training, certification programs, and professional development. This is a non-voting trust — beneficiaries participate in the educational benefits without governance or voting rights. No securities or market-traded instruments are issued.
Trust Draft Structure & Deposit Schedule
Foundational educational trust with standard deposit securing credit draft access for educational purposes.
Intermediate educational trust with increased deposit and higher credit draft limit for expanded educational programming.
Advanced educational trust with maximum deposit and highest credit draft limit for comprehensive educational funding.
Monthly membership fee of $50.00 with no free trial period. Fee commences upon trust activation and membership start date.
Beneficiaries receive educational trust benefits without voting governance rights. Participation is limited to credit access and educational proceeds.
Trust Terms & Protections
Private Placement Offering (PPO)
This Private Placement Offering memorandum is submitted to the U.S. Securities and Exchange Commission for regulatory review and disclosure. It formally documents the structure, terms, regulatory exemptions, and risk factors associated with Keshia Services Inc credit offerings and registry operations. This PPO affirms that the entity operates exclusively as a performing services registry and does not offer, sell, or broker securities or market-traded instruments.
1. Offering Summary
- Issuer: Keshia Services Inc, a performing services registry entity.
- Offering Type: Private Placement Offering (PPO) for SEC review and regulatory disclosure.
- Entity Classification: Performing services registry — non-trading, non-broker-dealer (IRC §7701(a)(26)).
- Jurisdiction: United States — subject to SEC regulatory oversight and EDGAR filing requirements.
- Purpose: To formally disclose the structure, terms, and regulatory compliance of Keshia Services Inc credit offerings and registry operations to the U.S. Securities and Exchange Commission.
- No securities, equities, bonds, notes, or market-traded instruments are offered, sold, or brokered through this PPO.
2. Description of Offerings
- Public Credit Offering: Deposit-secured credit line available to the general public with a 90-day free trial, $9.99/month membership fee, and tier-based deposit/credit draft limits ($500–$2,500 / $1,000–$5,000 / $2,500–$12,500).
- Educational Trust Offering: Non-voting trust structure for educational funding with a $50.00/month membership fee and tier-based deposit/credit draft limits ($500–$2,500 / $1,000–$5,000 / $2,500–$12,500).
- Network Issuance: IPv6 /56 network allocation and tracking for students ($250 one-time fee + $10,000 indemnity bond) and operators ($500 one-time fee + $100 per /64 block, max 2 routes/year).
- Appropriations Management: Budgetary, proprietary, and unavailable account deployments with port-based infrastructure (ports 2222 and 3306).
- Energy Transport: IPv6 subnet mesh for energy protection, communication, and transfer with UL 1547/UL 1741 compliance.
- All offerings constitute performance-based registry services — no securities or market-traded instruments are involved.
3. Regulatory Exemptions & Classification
- Entity is classified as a performing services registry under IRC §7701(a)(26) — not a broker-dealer, exchange, or securities trading platform.
- Credit offerings are structured as performance-based registry services, not securities offerings under Securities Act §2(a)(1) or Exchange Act §3(a)(10).
- No registration under Securities Act §5 is required, as no securities are offered or sold.
- Entity is not required to register as a broker-dealer under Exchange Act §15, as no securities transactions are executed on behalf of others.
- Educational Trust Offering is structured as a non-voting trust for educational purposes — beneficiaries receive credit access and educational proceeds, not securities or ownership interests.
- All offerings comply with applicable consumer protection and financial services regulations.
4. Use of Proceeds
- Deposit amounts are held as security for credit draft limits and are not used for speculative investment or market trading activities.
- Membership fees ($9.99/month Public Credit, $50.00/month Educational Trust) fund ongoing registry operations, compliance monitoring, and infrastructure maintenance.
- Network issuance fees ($250 student / $500 operator + $100 per /64 block) fund IPv6 infrastructure allocation and protection monitoring.
- Indemnity bond amounts ($10,000 per student) are maintained as risk mitigation coverage for network participation.
- No proceeds are used for the purchase, sale, or brokerage of securities, equities, options, or derivatives.
- All proceeds are deployed exclusively for performing registry services and operational infrastructure.
5. Risk Factors
- Performing Entity Risk: As a non-trading performing services registry, the entity does not face market volatility risks. However, credit draft utilization depends on deposit security and weekly draft limits.
- Regulatory Risk: Changes to SEC disclosure requirements, IRS Publication 551, or IRC exchange provisions (§1031, §1033) may require updates to registry documentation and compliance procedures.
- Operational Risk: IPv6 transport and subnet mesh operations carry cybersecurity risks, mitigated through protection_status monitoring and audit trail tracking.
- Credit Risk: Credit drafts are limited to 3 per 7-day rolling cycle per recipient, with tier-based deposit requirements to manage exposure.
- Remittance Risk: Bills of exchange delivered via UPS private delivery service with tracking_id audit trails to ensure secure, traceable delivery.
- No Market Risk: The entity does not engage in market trading; therefore, no market price volatility, liquidity, or counterparty trading risks apply.
6. Legal Proceedings & Compliance
- No material pending legal proceedings exist as of the date of this PPO.
- The entity is not subject to any SEC enforcement actions, investigations, or administrative proceedings.
- No litigation is pending regarding market trading, securities fraud, or broker-dealer activities.
- All registry operations are conducted in compliance with applicable federal and state regulatory frameworks.
- Sarbanes-Oxley §302 and §906 officer certifications are provided with this filing.
- This PPO is submitted to the SEC for review pursuant to the EDGAR Filer Manual (Volume II) and Regulation S-T §301.
This Private Placement Offering is submitted to the SEC for review pursuant to the EDGAR Filer Manual (Volume II), Regulation S-T §301, and the Securities Exchange Act of 1934. All representations herein are certified under Sarbanes-Oxley §302 and §906.
Ref: 15 U.S.C. §77a et seq. (Securities Act) · 15 U.S.C. §78a et seq. (Exchange Act) · 17 CFR §229 (Regulation S-K) · 17 CFR §232 (Regulation S-T)
Example of Trust Proceeds
The following demonstrates the Keshia Services Inc trust growth model based on daily compounding interest, feeder market contributions, and educational milestone deposits. The trust operates with an initial deposit of $10,000 at a TRate of 4.73%, with daily feeder market deposits of $250 compounding the trust balance over time.
Trust Proceeds & Accumulation
The following shows the projected trust growth when you sign up. Join to activate your trust account.
Submitting creates a pending trust application. A registry administrator will review and activate your account.
Estimates are based on the Keshia Services Inc trust growth model using daily compounding at a fixed 4.73% TRate. All parameters are set by registry policy and cannot be adjusted by users. Results are illustrative only and do not represent a guarantee of performance, a market return, or a securities investment.
Daily Compounding Growth Chart (30 Days)
Price Ledger — Educational Milestone Deposits
Membership Feeder Levels — Daily Tag Contributions
Michigan Activated Shares
| Record ID | Client | Shares | Days Active | Value/Share | Total Value | Status |
|---|---|---|---|---|---|---|
| MI-KS-994587958 | Keshia Services Inc | 99,080 | 641 | $642 | $63,609,360 | Active |
| MI-KLE-932345355 | Keshia Lee Estate | 100,000 | 637 | $638 | $63,700,000 | Active |
Trust Share Dedication
50,000 shares dedicated to the trust. Each trust member receives 1 share every quarter via FIFO (first-in, first-out) operation. Shares accumulate and wait for deposit as members join the trust.
20,000 shares dedicated — 1 share per trust. Each share converts into an indemnity bond that holds the cash value of the trust. The bond is issued at graduation or attaches to trust after first year.
Each trust member receives 1 share every quarter via FIFO operation. The 50,000 shares accumulate and wait for deposit as members join — the queue advances first-in, first-out each quarter.
| Quarter | Shares / Member | Cumulative / Member | Waiting for Deposit | Note |
|---|---|---|---|---|
| Q1 | 1 | 1 | 49,999 | First share distributed to each member |
| Q2 | 1 | 2 | 49,998 | Second share — FIFO queue advances |
| Q3 | 1 | 3 | 49,997 | Third share — FIFO queue advances |
| Q4 | 1 | 4 | 49,996 | Fourth share — Year 1 complete (bond attaches) |
FIFO Distribution & Indemnity Bond Status
1 share per trust → converts to an indemnity bond holding the cash value of the trust. Bond is issued at graduation or attaches to trust after first year.
20,000 shares dedicated — 1 share per trust. Each share converts into an indemnity bond that holds the cash value of the trust. The bond is issued at graduation or attaches to trust after first year.
Keshia Services Inc dedicates 20,000 shares — 1 share allocated per trust account.
Each dedicated share converts into an indemnity bond that holds the cash value of the trust.
The indemnity bond holds the cash value of the trust during the first year of participation.
The indemnity bond is issued at graduation or attaches to trust after first year.
Trust Proceeds Flow
Parent/guardian submits $10,000 initial deposit. Trust is activated with TRate of 4.73%. Trust Feeder Account begins daily market contributions.
Trust Feeder Market deposits $250/day into the trust. Daily compounding interest accrues at 4.73% TRate on the growing balance.
Additional deposits triggered by educational milestones: Marking Period ($100), Grade Elevation ($1,000), Parent Certificate ($250), Child Secondary Education ($500).
Feeder Engine distributes contributions based on membership level daily tags: General ($1), Business ($1.50), Shareholder ($2), Corporate/CNP ($2.50), Executive ($3), NVO ($2).
Trust proceeds distributed: School Distribution ($4,100), Child Distribution, Trust Return, Feeder Return. Visa Card value ($473.12) available for educational expenses.
Note: This example is based on the Keshia Services Inc trust growth model. All figures represent the performance-based registry trust structure — not securities, market-traded instruments, or investment products. Trust proceeds are documented with tracking IDs and maintained per IRS Publication 551 basis documentation standards. The TRate of 4.73% represents the registry trust growth rate, not a market interest rate or investment return.
EDGAR Filing Specifications
Regulation S-K Disclosure Sections
- Keshia Services Inc is a performing services registry entity, not a market-trading firm or securities broker-dealer.
- The company operates as a financial systems registry providing: network issuance (IPv6 /56 allocation), credit issuance brokerage, appropriations management, remittance processing, and energy transport services.
- The company does not engage in the purchase, sale, or brokerage of securities, equities, options, derivatives, or any market-traded financial instruments.
- All operations constitute performance-based registry services executed under applicable federal regulatory standards, including IRS Publication 551 (Basis of Assets) and the Internal Revenue Code.
- The Exchange Portal component provides asset basis documentation and exchange compliance training — it does not facilitate market trading.
Officer Certifications — Sarbanes-Oxley Act
§302 — Corporate Responsibility for Financial Reports
The principal executive officer and principal financial officer have reviewed this CRS and are responsible for establishing and maintaining disclosure controls and procedures. Based on their knowledge, this statement does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report.
§906 — Corporate Responsibility for Reports
This CRS fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 and that information contained in this statement fairly presents, in all material respects, the financial condition and results of operations of Keshia Services (service provider), as agented by Keshia Services Inc operating inside of the Keshia Services Financial Systems network. Willful false statements are subject to criminal penalties under 18 U.S.C. §1001.
Disclosure Compliance Checklist
SEC Review Acknowledgment
This Compliance Regulatory Statement is submitted for review by the U.S. Securities and Exchange Commission. By acknowledging below, the reviewing party confirms that this CRS has been accessed and reviewed in its entirety in accordance with SEC EDGAR filing procedures.
This Compliance Regulatory Statement is maintained as a standalone document for SEC review and is filed in accordance with the EDGAR Filer Manual (Volume II), Regulation S-T §301, and the Securities Exchange Act of 1934.
References: 15 U.S.C. §78m (Exchange Act §13) · 17 CFR §229 (Regulation S-K) · 17 CFR §232 (Regulation S-T) · 18 U.S.C. §1350 (SOX §906) · 15 U.S.C. §7241 (SOX §302) · IRS Pub. 551 · IRC §7701(a)(26), §1012, §1031, §1033